Guaranteed Buy-Back Means Guaranteed Security
Two questions probably pop into mind when you first hear about a Guaranteed Buy-Back Purchase:

1. What is a Guaranteed Buy-Back Purchase?
2. Why would I choose a Guaranteed Buy-Back Purchase instead of a traditional home purchase?

Both questions can be answered very simply.

What is a Guaranteed Buy-Back Purchase?

The Guaranteed Buy-Back Purchase is a housing contract that forms a lifelong right of occupancy. It lets you live in a home of greater value, with more amenities, far below-market cost. With a Point in Time, Inc. Guaranteed Buy-Back Purchase you enjoy all the benefits of owning your own home -- including better tax and estate planning benefits -- without any of the maintenance or work issues. You still have all the flexibility you could want to decorate, build a workshop or even plant a garden. Another tremendous benefit of the Point in Time, Inc. Guaranteed Buy-Back Purchase compared to your other alternatives is that you are literally GUARANTEED to have your home bought back within 60 days of when you vacate it for any reason.

With this Guaranteed Buy-Back amount there is:

• no haggling with potential buyers over a final sales price.
• no need to redecorate or recondition the premises.
• no typical seller's fees
• no burden on family created trying to sell your home.

Also, under most circumstances, the Buy-Back amount cannot be attached by creditors.

The Guaranteed Buy-Back Purchase form of ownership has been around for many years. It is rapidly gaining in popularity as seniors learn about its many benefits. The Point in Time, Inc. Guaranteed Buy-Back Purchase offers you the flexibility and affordability you want today, while also providing you the financial security you may need in the years ahead.



Why would I choose a Guaranteed Buy-Back Purchase instead of outright a traditional home purchase?

Perhaps the better question to ask would be: at this stage of my life, why would I not take advantage of all the benefits a Guaranteed Buy-Back Purchase offers?

Among those many benefits:

• Protected Value.
• Maintenance-free Living.
• Real Estate Taxes, Deductions, Freezes and Applicable Exemptions.
• Preservation of Funds.
• Estate Planning.
• Investment Opportunity.
• Ability to Move Quickly if Necessary.

Home ownership has long been the foundation of the American dream. This is especially true of young families. There is the desire to build “equity”. The home is viewed as an “investment”. The assumption is that home values always go up, and that this investment will appreciate. While generally true, it is not always so, as recent history demonstrates.

It is also true that most people, when calculating the supposed appreciation of their home, fail to deduct home repairs, maintenance, and so on. When all is said and done, and all expenses are factored in, the return on the home “investment” is usually not as great as is imagined. This is especially true for seniors, where preservation of funds and estate planning take priority over building equity.



Compare for Yourself

We urge you to compare the pros and cons of traditional home purchases, entry fees at independent or assisted living facilities (don’t forget to ask about the monthly fees) and the Point in Time, Inc. Guaranteed Buy-Back, you'll find that the best option for you – no matter how you look at it – is an easy lifestyle home in a Point in Time community. That's where you'll find security, certainty, and absolutely no risk in your purchase decision.

For more specific information, to arrange a personal viewing of any of our communities, or to start the Guaranteed Buy-Back Purchase process call us toll-free at 877-337-1717. Or stop in and see us at our Welcome Centers in Woodstock or Walworth.

For the specific purchase and buy-back information related to your particular Point in Time community, go to that community's page (listed under "Communities").




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